The European Union has introduced EU regulation (PSD2 – Payment Service Directive 2) to increase the security for online shopping in the form of two-factor authentication for credit card payments.
What does that mean?
When you pay with your credit card, you will be asked to confirm your identity a second time with a method that has been determined by your bank.
How does it work?
Depending on the methods provided by the bank, you will have to enter a code which you receive via SMS or confirm the payment through your banking app (fingerprint, passcode etc.).
How can I access this for my credit card?
You will have to contact your bank or review the banks website to find out how to access this for your credit card.